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Transfer FROM Emory Questions

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Do you all think a transfer FROM Emory to UNC or UVA would be a step down? I know Emory is ranked higher, but I want to study business, particularly finance, and UNC and UVA rank considerably higher for banking fields and are at least $15k cheaper/year even for OOS. I am not satisfied with Emory and have strong connections to UNC and UVA and think they are a better fit. Also what do you think my chances would be at Ivies if I am 2200 SAT, projected 3.75 freshman GPA? Thanks for any and all input.

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