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Community College Credits

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So, recently I've been realizing that I probably could have saved more money applying to certain colleges as a freshman than as a transfer, simply because of better financial aid and scholarship opportunities. It dawned on me that, overall, I'm probably looking at spending more on college through community college then transfer, than I would having just applied as a freshman. And it's really making me depressed and nervous. Given that I already have around 12 AP credits and I'd of course be earning credits during my first semester at community college, could it be possible for me to still apply as a freshman for spring semester to colleges? Is there any way I could do this? My parents are adamant about me not taking a gap year (during which, I could easily work full time, my part time job basically guaranteed me that if I wanted to), so that is not really an option. Right now Im starting 4 CC classes this semester. Colleges I'm looking to potentially transfer to: American University Rowan University Rutgers University Temple University Rider University Thank you guys so much in advance for any support.

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